The benefit is effective in the event of an accidental death within 30 days of us receiving the application, up to the date that the policy is accepted or declined.
This life insurance claims benefit is effective in the event of the death of the insured, their spouse or their children.
This life insurance claims benefit is effective if the insured contracts a terminal illness (with long-term survival diagnosis of 12 months or less). The full value of the death benefit can be claimed in advance.
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