Personal Accident Insurance

Insurance that covers you when you are unable to work

Accidents come in all shapes and sizes and the consequences for you, and your family, can be significant. If you suffer injuries that impact your ability to work - either permanently or temporarily - your income security can be threatened and along with it, your family’s lifestyle.

What our Personal Accident Insurance covers

Our Personal Accident Insurance protects you against the potential loss of income and provides you with the peace of mind that your family will be able to manage if you are disabled, or die, as a result of an accident.

Death or Permanent Disability

Provides a lump sum pay-out within a year of the accident

Temporary Disability

Pays out an agreed amount for just over 100 weeks if you are unable to work effectively

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Other benefits include:

Funeral Benefit

In the event of accidental death, we pay your estate a contribution towards necessary funeral expenses.

Repatriation Benefit

Over and above the death sum insured, we cover the cost of moving your remains to a specified destination, or your home.

Trauma Benefit

If you die, we provide your beneficiaries with up to 10% of the insured sum.

Disappearance Benefit

If you are understood to have been involved in an accident and cannot be located for any reason, we will examine all the facts and, if sufficient evidence exists to warrant it, we will proceed with an Accident Insurance claim on behalf of your beneficiaries. (However, if you’re later found to be living, we will recover the funds.)

*Special exclusions and conditions apply.

Contact us

Telephone number: +258 21 357 700