Workmen’s Compensation

About Workmen’s Compensation

By law, Mozambican businesses must provide compensation to all employees in the event of a workplace accident and our Workmen’s Compensation policy provides the required protection for your permanent, independent and voluntary workers, as well as apprentices, probationers and trainees.

Legislation provides options for both full and partial cover which we will be happy to explain on request.

Employee benefits include Workmen’s Compensation cover for death, as well as permanent, partial or temporary disability, in the event of an accident that:

• Causes injury or disease to an employee while they are at work
• Occurs while workers are being transported to or from the workplace, or in any vehicle that is owned by the business
• Happen outside of work hours, if the workers reside at the workplace

Stipulated pension pay-outs and employee benefits will be provided to the insured, or the insured’s spouse - as long as the resulting widowhood continues. Under specific circumstances, we will adjust pension payouts if the degree of disability changes drastically after the pension has been set up.

*Terms and conditions apply.

• Download our reference guide with the 25 FAQs about Workers' Compensation Insurance.