The company is innovating its existing portfolio by offering additional benefits at a more affordable premium. Through a bundled “three-in-one” coverage scheme, the package includes death benefits, disability benefits, and funeral cover, in addition to the mandatory occupational accident insurance.
Bruna Quintas, General Manager of the Employee Benefits Division, explained: "Occupational accident and occupational disease coverage is legislated and mandatory; however, we include it alongside additional death, disability, and funeral benefits to deliver a comprehensive and affordable solution, especially for SMEs."
Recognising that SME needs can vary greatly, the company offers flexible, tailor-made solutions that can be adapted to individual circumstances and preferences. Whether adjusting coverage levels, adding optional benefits, or modifying payment plans, SMEs have the freedom to choose the insurance package that best suits their needs.
"What we’ve been doing over the past few years is really listening to our clients and partners — and that’s what drives us to bring these innovations and improvements to our products and services, keeping us relevant in the long term," Bruna Quintas added.
By addressing this market gap, offering comprehensive cover, and empowering SMEs towards sustainable growth, Hollard believes it can make a significant impact on the SME sector and contribute to Mozambique’s socio-economic development.
The company is working closely with local businesses, distribution partners, and its network of over 20 brokers to make its employee benefits products accessible to SMEs. This strategic move underlines Hollard’s commitment to delivering innovative solutions that meet the growing needs of SMEs and the country’s workforce.
For media inquiries, please contact:
Jéssica Figueiredo – jessicaf@hollard.co.mz